Our Normal Current Account gives you the optimum value for your money. At Minimum Average Quarterly Balance (AQB) of Rs.7500/- for Metro Branches , Rs. 5000/- for Urban Branches and Rs 2000/- for Semi-Urban/Rural Branches

Cash Deposit Facility (Base & Non-Base Branches


Unlimited (subject to chargeable for cash handling charges)

Base Branch Cash Withdrawal Facility



Non-Base Branch Cash Withdrawal Facility


Cash withdrawal up to Rs 50,000/- per day at other than Base branch

Fund Transfer

  • Free Funds Transfer within the bank (Self A/c or Third party A/c)
  • Collection of Cheques and payments across Bank of India locations all over the country

Cheque Book


First Time Free Cheque Book of 50 Cheque leaves


  • Free collection of NEFT/RTGS.
  • Free NEFT/RTGS payment through Net Banking

Special Privileges

  • 25 % Waiver of Processing Charges on Retail Loans*
  • Corporate Salary Package available*
  • Cash Management facility at attractive rates*
  • Waiver of AMC Charges on Demat A/c for Ist Year

Ancillary Services

  • Phone Banking
  • Corporate Net banking
  • Free statements of Account
  • Missed Call alert facility for obtaining account balance
  • Online Income Tax return filing facility
  • Free utility bills payment facility through E-pay
  • ATM cum International Business Debit Card

Charges for Non-Maintaining Average Quarterly Balance


Penal charge of Rs. 600/- per quarter if AQB goes below Rs. 7500/- in Metro, Rs. 500/- per quarter if AQB goes below Rs. 5000/- in Urban, Rs. 500/- per quarter if AQB goes below Rs. 2000/- in Semi Urban and Rs. 350/- per quarter if AQB goes below Rs. 2000/- in Rural Branches shall be levied. These charges are Quarterly and are Exclusive of applicable service tax.


* *Terms & Conditions apply. For further details, Please contact your Nearest Branch