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PRODUCT: To inculcate banking habit amongst Youth of India.

  1. Incentive for usage of Alternate Channels in place of Branch Network for financial transactions

    • ATM
      • - Reward points will be given for usage of our debit card for cash withdrawals in our ATMs only

      • For every net banking transactions relating to:-
          - Utility bill payment through net banking
          - Transfer of funds through NEFT/RTGS
      • For opening fixed deposit account, recurring deposit accounts, 20 reward points will be credited to customers for each account opened online

    • MOBILE BANKING: Incentive for using Mobile banking through BTM services and IMPS

  2. Bingo card to all customers of BOI STAR YUVA ACCOUNT

  3. Merchant offers: Exclusive and special tie up for merchant offers both online and offline

  4. Personal Accident Insurance: Complimentary cover of up to Rs.50,000 for the age group of 18-21 years and after 21 years cover will be Rs.5,00,000/- (Premium paid by Bank)
    Note:Bank holds the right to withdraw the facility at its discretion in subsequent year.

  5. SUD life group term insurance scheme: Waiver of 1st year pro rata premium (presently Rs.125/- + service tax) The above premium is applicable for the age group 18-35 years and customer can continue this scheme at their cost for subsequent years on his first application for joining the SUD life group term insurance scheme for the age group of 18 -35 years.

AQB Criteria
  • Age group 21-35 years:- Rs.5,000/-in Metro/Urban Branches
  • Rs. 2500/- in Semi-urban/Rural Branches
Charges for non-maintenance of Average Quarterly Balance (AQB)
  • Age group 21-35 years: - Penalty will belevied for Non-maintaining Average Quarterly Balance (AQB) as follows:-

    1. SB A/cs with Cheque Book facility:- Rs.89/- + S.T. per quarter at all centres
    2. SB A/cs without Cheque Book facility:- Rs. 54+ S.T. per quarter at all centres
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