• To maintain the quality and extend the shelf life of fruits/ vegetables/ perishable agricultural products and to reduce losses after harvest.
  • To provide farmers an opportunity to realize better price for their produce.
  • Construction of storage chambers alongwith concrete racks & staircases.
  • Installation of machineries/ plant required for running cold storage unit.


Individuals, group of individuals, co-operative societies, proprietary/ partnership concerns and joint sector companies in public or private sector.

Quantum of finance

As per Project Cost


For limits upto Rs.1.60 lakh

  • Hypo. of assets created out of bank finance

For limits over Rs.1.60 lakh

  • Hypo. of assets created out of bank finance
  • Mortgage of property and/or
  • Third party guarantee of adequate worth.


15% to 25% of the project cost

Rate of interest

Interest Rate as decided by the Bank from time to time.


Repayment period upto 9 years is allowed including a grace period of one year.


Assets created out of Bank finance, assets hypothecated/ mortgaged to the Bank to be fully insured with Bank clause.

To Know more about our products, just give a missed call to 8010968370 or SMS < COLDSTORE >to 7669021290.