Star Pisciculture Scheme (SPS)


For financing to Inland, Marine, Brackish water Fishery


Individual, SHG/JLG groups consisting of fish farmers, cooperative society, company or association of persons, partnership firms, proprietorship concerns.

Quantum of finance

Need based and as per NABARD/NHM/NHB/FFDA unit cost subject to technical and economic viability of the project.


Upto Rs. 1.60 lakh-

Hypothecation of assets created out of bank finance.

Above Rs.1.60 lakh-
  • Primary: Hypothecation of assets created out of bank finance.
  • Collateral: As decided by bank from time to time OR as per Banks’ norms.


Upto Rs. 1.60 lakh- Nil

Above Rs.1.60 lakh- Minimum 15%


Term Loan:

Maximum period of 10 years (Including moratorium) based on economic viability of project

Working Capital:

On demand subject to annual review.

Rate of interest

Interest Rates as decided by the Bank from time to time.