To help Physically Challenged persons to function independently.
To purchase durable and sophisticated aids / appliances that promote their physical and social rehabilitation.
All Physically Challenged Individuals – both salaried and self-employed, All Physically Challenged Minors through their Parents/Legal Guardians. (No advances to middle-men and NGOs).
Demand / Term Loan - Secured
Max.Rs. 1 lac (No minimum stipulation)
10 times of net salary for salaried persons and 50% of net annual income as per latest Income Tax Return for Self-employed/Professionals. Net take home income should not be less than 40% after availing this loan. (In case of Minors, the income of the Parents/Legal Guardians would be the deciding criteria for eligibility).
10%
12 to 60 months, commencing one month after full disbursement/ three months after first disbursement, whichever is earlier.
Star Mitra Personal Loan Scheme:
Particulars | Rate of interest |
---|---|
Star Mitra Personal Loan |
1.00% + BSS (0.30%) above 1 Year MCLR [Fixed] [Applicable only to the new loans] |
Hypothecation of the Equipment purchased out of Bank Finance
Waived. However, Borrower is advised to obtain insurance at his own cost.
Star Personal Loan Scheme
I. | Fully Secured | 1 Year MCLR + 4.50% | One time 2.00% of loan amount Min. Rs.1,000/- Max. Rs.10,000/- |
II. | Clean/Unsecured | 1 Year MCLR + 5.50% | |
III. | Financing secured under tie up arrangements | 1 Year MCLR + 4.50% | |
IV. | For Senior Citizen aged 60 years & above for Loans Upto Rs.50,000/- | 1 Year MCLR + 3.50% | Senior Citizen (60 years & above) No Processing Charges |
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