Diamond Savings Bank Account w.e.f. 17.04.2017


Initial Deposit



(No Minimum Balance requirement)

Average Quarterly Balance(AQB)


AQB - Rs.1.00 Lac & above for all categories of Branches

Tierisation of Saving Bank Accounts based on Average Quarterly Balance


Up-gradation and down-gradation of tierised Savings Bank Account every quarter by the system on the basis of AQB maintained in the last quarter. The system extends the benefits automatically, if accounts fall under diamond category and vice-versa.

Issuance of cheque book


No charges on issue of cheque Book

Charges of Debit entries in Saving Bank Account (ATM/Internet transaction not to be reckoned)


No Debit Entry Charges

Issue of Demand Drafts/Pay Order through customer account


No Charges on issue of Demand Draft/Pay Order through customer account. Free up to 1 Lac per Demand Draft

Revalidation/Cancellation of Drafts


No charges on cancellation of Drafts

NEFT/RTGS through Internet Banking


No charges on NEFT/RTGS through Internet Banking

Stop Payment of Cheque Charges



Retail Loans*


100 % Waiver of Processing Charges on Home Loan, Vehicle Loan and Personal Loan. The Account should be in diamond category for 6 months prior to sanction date of Home Loan, Vehicle Loan and Personal Loan