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Personal

Scheme available

 

At all branches

Eligible

 

Individual - Single Accounts, Two or more individuals in Joint Accounts , Illiterate Persons Blind persons, Minors, Associations, Clubs, Societies, etc. Trusts, Institutions/Agencies specifically permitted by the RBI

Initial Deposit and Average Quarterly Balance (AQB) requirement

 
  • Rs.500/- for Cheque book operated and
  • Rs.100/- for non cheque book a/cs

Charges for Non-Maintaining Average Quarterly Balance

 

Rural / Semi-Urban

Maintenance of minimum Average Quarterly Balance(AQB) Rs. 500/-
Minimum Balance Charge Rs. 100/- per quarter

Charges will be levied as under

AQB is in the range % of Penal Charge
Rs. 250- 499 50%
Rs. 250-499 80%
Below Rs. 100 100%
 

Metro/Urban

Maintenance of minimum Average Quarterly Balance(AQB) Rs. 1000/-
Minimum Balance Charge Rs. 200/- per quarter

Charges will be levied as under

AQB is in the range % of Penal Charge
Rs. 500- 999 50%
Rs. 250-499 80%
Below Rs. 250 100%

Incentives

 
  • Internet Banking facility
  • Unlimited ATM transactions (Only at BOI ATMs)
  • Online Income Tax return filing facility
  • Personalised cheque book on request
  • Free utility bills payment facility through Epay

Nomination facility

 

Available as per the prevailing banking norms