At a Minimum Average Quarterly Balance of Rs.20 lacs , this finest version of current account is designed to address your daily banking requirement. Best suited for Hotels, Shopping Malls/Departmental Stores, Companies with high net worth, Large Educational Institutes, Large Size SMEs, Trusts, Societies, Clubs and Financial Institution Group (Banks, AMC, Insurance companies, Big Broking houses etc.)

Name of Scheme Platinum Plus Current Account

Cash Deposit Facility (Base & Non-Base Branches

Unlimited (subject to chargeable for cash handling charges)

Base Branch Cash Withdrawal Facility


Non-Base Branch Cash Withdrawal Facility

Cash withdrawal up to Rs 50,000/- per day at other than Base branch

Fund Transfer

  • Free Funds Transfer within the bank (Self A/c or Third party A/c)
  • Free Collection of Cheques /Outstation Cheque collection across BOI Bank locations all over the country.

Cheque Book

Free 500Cheque leaves per Quarter


  • Free payment and Collection of NEFT/RTGS across BOI Bank locations.
  • Free NEFT/RTGS payment through Net Banking

Demand Draft/Pay Order

25 DD/ PO - Free per Quarter (up to Rs.5.00 Lacs per instrument)

Discount / Relaxation in POS offer

Up to 30 basis point (0.30%) Merchant Discount on Credit card from Prevailing rates*

Discount offered in Foreign Exchange

  • USD:-TTB--ACR+10P, TTS--ACR-10P
  • EURO:-TTB--ACR+25P, TTS--ACR-25P
  • GBP:-TTB--ACR+25P, TTS--ACR-25P

Special Privileges

  • Relationship Manager available
  • Nil Processing Charges on Retail Loans*
  • Free 1+2 Add on GoldInternational Corporate Credit Card *
  • Free ATM cum Debit Card with Nil Renewal Charges.
  • Corporate Salary Package available*
  • Cash Management facility at attractive rates*
  • Waiver of AMC Charges on Demat A/c for Ist Year

Ancillary Services

  • Phone Banking
  • Corporate Net banking
  • Free statements of Account
  • Missed Call alert facility for obtaining account balance
  • Online Income Tax return filing facility
  • Free utility bills payment facility through E-pay
  • ATM cum International Business Debit Card

*Terms & Conditions apply. For further details, Please contact your Nearest Branch