Land leveling, reclamation of soil, bunding and any other soil conservation measures


  • Farmers owning land
  • Farmers cultivating registered leased land

Quantum of finance

Quantum of loan will depend on the estimated cost of the project. The nature of treatment and material required per unit of land.



Loan limit upto Rs.1.60 lakh

  • Term Loan Agreement

Loan limit above Rs.1.60 lakh

  • Term Loan Agreement
  • Mortgage of land or declaration as per Agril. Credit Act or Collateral Security of adequate worth.
  • Third Party Guarantee.


  • Loan upto Rs.1.60 lakh - Nil
  • Loan over Rs.1.60 lakh – 15% to 25%

Rate of interest

Interest Rates as decided by the Bank from time to time.


The loan is to be repaid within 9 – 15 years in half yearly/ yearly installments depending upon the loan amount and income of the farmer from various sources with moratorium period upto 23 months.