To meet Credit needs for Agriculture/MSME/OPS/Retail/Consumption Purpose.
Any individual who is lawful owner of Gold jewellery/ornaments/coins, preferably account holder of the Branch.
For Agricultural/ MSME/ Retail and Other Priority Sector activities:Maximum Rs.50 Lakh
Pledge of gold jewellery/ornaments/coins belonging to the borrower intending to be pledged with the Branch.
For Agricultural purpose: 15 to 35% For MSME/OPS/ Other purpose: 25 to 35%
|Activity||Upto 12 months*||Above 12 months upto 36 months*|
|Agricultureemail@example.com% firstname.lastname@example.org% p.a|
|Food & Agroemail@example.com% firstname.lastname@example.org% p.a|
|MSME/OPSemail@example.com% firstname.lastname@example.org% p.a|
|Consumption/Nonpriorityemail@example.com% firstname.lastname@example.org% p.a|
|Upto 1.00 lakh||Nil||Nil|
|Over 1.00 lakh||Rs.125/- per lakh; Max. Rs.1000/-||Rs.150/- per lakh; Max. Rs.1500/-|
Principal repayment schedules may be fixed at monthly, quarterly, half-yearly, yearly instalments or bullet repayment depending on income generation and/or seasonality.
*For further details please contact to nearest branch
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