Bank of India Direct Billing Credit Card customers can now make their Credit Card payments online in a secure and convenient manner from other Banks Internet banking account
Yes you can, provided you have the following:
|Step 1||Browse to Payment Page|
|Visit our Bank’s website – www.bankofindia.com and click on the link http://www.bankofindia.co.in/english/CreditcardPayment.aspx On the disclaimer page, click on the link Proceed|
|Step 2||Provide card and related details and select the bank|
|Provide your card and relevant details.
Select the Bank through which you intend to Pay.
You need to have Net Banking facility with Fund Transfer with the selected Bank
Confirm the details, post which you shall be taken to the selected Banks payment page/s.
|Step 3||Authorize and Authentic the Payment|
|Authenticate and authorize the Payment by providing your credentials on the selected Bank’s site.
On successful authentication and authorization, your bank account shall be instantaneously debited.
|Step 4||Payment Confirmation|
|You shall receive success message for payment along with a unique Transaction reference number.
Please note this reference number for future references.
You may quote this reference number for future correspondence with the Bank.
Yes, you can opt to make payment either in full or in part. On success, payment shall be accounted within three working days from the date of payment.
There is no cap/ restriction on the number of payments that can be made.
The payment shall get reflected Credit Card Account within 3 working days from the date of payment
We request you to wait for 3 days and then call us along with the transaction reference number to check, if the Payment has been applied to the Credit Card Account or not .
If your transaction does not reflect in our system, we shall initiate reversal of the amount.
Please note: You will need to make payment to your credit card through alternative means, in case of a failed transaction.
The transaction reference number gets printed in your statement of account. Hence, the same may be referred and noted.
Yes, for every transaction, you will receive a unique transaction reference number which is unique and should be quoted in all interactions with us.
No, this is a FREE Service.
Every transaction is carried out with utmost security through SSL technology to encrypt data such that it cannot be viewed by unauthorized individuals. A transaction will be carried out only if your login on Net Banking of your bank account is successful.
If your credit card account is not credited with the payment, please call our Customer Care/ Call Centre and quote your transaction reference number. In case of a failed transaction, the Payment will be credited to your resp. bank account within 5-7 days, if not, please get in touch with your account bank for further information. Please make alternate payment to your credit card in order to avoid late payment charges.