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 STAR BHOOMIHEEN KISAN CARD
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01. OBJECTIVE:
The main objective of Star Bhoomiheen Kisan Card (Star BKC) is to provide easy access to short term production and consumption credit to meet genuine requirements of tenant farmers, share croppers and oral lessees to help increase their income from agriculture production activities.
02. ELIGIBILITY:
a) Under the scheme, Branches may issue Star BKC to the tenant farmers, share croppers and oral lessees who are otherwise eligible for sanction of short term credit for crop production.
b) The applicant should come from the operational area of the Branch sponsored by an SHG or a Farmers’ Club or a reputed NGO who is on the approved list of NABARD.
c) Branch Manager to ascertain eligibility by calling meeting of SHG / Farmers’ Club / NGO in the village itself and the same should be incorporated in the pre-sanction inspection report.
d) Migratory tillers are not eligible under the scheme.
03. IDENTIFICATION:
The applicant must come from the service area of the Branch and his identity should be verified through one or more of the following sources:
i) Documents related to house of the applicant,
ii) Ration Card and
iii) Voters’ list / Identity card.
04. PURPOSE:
Purchase of improved seeds, manures and fertilisers, plant protection materials, payment of hire charges for tractors, irrigation charges, electricity charges etc. and also meeting part of consumption needs.
05. QUANTUM OF FINANCE / LIMIT:
a) Based on land area taken on tenancy for share cropping or on oral lease and scale of finance, maximum Rs.24,000/=.
b) Additional Rs.1000/= for consumption needs.
c) Upon satisfactory conduct of the account for three years, the limit may be enhanced, if requested by the card holder.
06. ISSUE OF CARDS:
a) The farmers under the scheme will be issued a credit card-cum-pass-book incorporating the name, address, borrowing limit/sub-limits, validity period, etc. to facilitate recording of the transactions on an on-going basis. The pass book, among others, would provide for a passport size photograph of the beneficiary.
b) The beneficiary farmer should produce the passbook while operating the account.
c) The card-cum-pass book in use for KCC is to be used for Star BKC. However, a seal inscribing ‘Star BKC’ is to be put on the face of the pass-book.
07. SANCTIONING AUTHORITY:
As per delegation of powers.
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