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Interest Rates on Retail Loans

Rate Of Interest in respect of Retail Loans/Advances linked to Base Rate

XIII. STAR HOME LOAN SCHEME –Festive Offer From 01.09.2016 to 31.12.2016 -


For Loans Sanctioned on or after 07.11.2016: - 1 Year MCLR (Floating ROI p.a. at monthly rest)


XIV. STAR DIAMOND HOME LOAN:- Festive Offer From 01.09.2016 to 31.12.2016:-


For Loans Sanctioned on or after 07.11.2016: - 1 Year MCLR (Floating ROI p.a. at monthly rest)


Limits

Rate of Interest for new loans

For limits over Rs.500 lac

1 year MCLR


XV. STAR SMART HOME LOAN:- : Festive Offer From 01.09.2016 to 31.12.2016:-


Rate of Interest for New loans : 1 year MCLR (Floating ROI, p.a. at monthly rests)

XVI. PRADHAN MANTRI AWAS YOJANA


Limits

Rate of Interest for New Loans W.E.F. 07.11.2016

Maximum Limit as per guidelines of Priority Sector Norms for Home Loan

1 year MCLR p.a.(floating) at monthly rests


XVII.BOI STAR TOP UP LOAN:
Rate of Interest presently applicable in respective Home Loan account plus premium of 0.50% (floating ROI, p.a. at monthly rests) subject to minimum 1 year MCLR

 

XVIII.STAR REVERSE MORTGAGE LOAN SCHEME

Loan granted on fixed rate for period of 5 years, subject to reset at the end of every 5 years. Reset to be effected by the Branches on case to case basis.


Rate of Interest for New loans w.e.f. 07.11.2016

2.30% + BSS 0.30% above 1 year MCLR p.a. (fixed) at monthly rests for the loan tenure subject to reset clause at the end of every 5 years period (present BSS 0.30% above 1 year MCLR)



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