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Normal Current Account
 
Our Normal Current Account gives you the optimum value for your money. At Minimum Average Quarterly Balance (AQB) of Rs.5,000/- for Metro Branches , Rs. 2500/- for Urban/Semi-Urban Branches and Rs 1000/- for Rural Branches
 
Name of Scheme Normal Current Account

Cash Deposit Facility (Base & Non-Base Branches

Unlimited (subject to chargeable for cash handling charges)

Base Branch Cash Withdrawal Facility

Unlimited

Non-Base Branch Cash Withdrawal Facility

Cash withdrawal up to Rs 50,000/- per day at other than Base branch

Fund Transfer

  • Free Funds Transfer within the bank (Self A/c or Third party A/c)
  • Collection of Cheques and payments across Bank of India locations all over the country

Cheque Book

First Time Free Cheque Book of 50 Cheque leaves

NEFT/RTGS

  • Free collection of NEFT/RTGS.
  • Free NEFT/RTGS payment through Net Banking

Special Privileges

  • 25 % Waiver of Processing Charges on Retail Loans*
  • Corporate Salary Package available*
  • Cash Management facility at attractive rates*
  • Waiver of AMC Charges on Demat A/c for Ist Year

Ancillary Services

 

Charges for Non-Maintaining  Average Quarterly Balance

  • Phone Banking
  • Corporate Net banking
  • Free statements of Account
  • Missed Call alert facility for obtaining account balance
  • Online Income Tax return filing facility
  • Free utility bills payment facility through E-pay
  • ATM cum International Business Debit Card

Penal charge of Rs. 600/- per quarter if AQB goes below Rs. 5000/- in Metro, Rs. 500/- per quarter if AQB goes below Rs. 2500/- in Urban/Semi-Urban and Rs. 350/- per quarter if AQB goes below Rs. 1000/- in Rural Branches shall be levied. These charges are Quarterly and are Exclusive of applicable service tax

 

* *Terms & Conditions apply. For further details, Please contact your Nearest Branch


 
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We request our esteemed customers to urgently have their KYC details updated / corrected to avoid freezing of accounts new


Notice of EGM - Corrigendum


Notice of the EGM


Notice for Book Closure


MCLR w.e.f. 07.03.2017


Empanelment Of Sarfaesi Valuers


Details of unpaid / unclaimed Dividend


As part of FATCA/CRS requirements, all customers are requested to submit Declaration Form (For Individuals) / Declaration Form (For Entities) click to download with supporting documents to their Parent Branch immediately. Non-Compliance with this requirement may lead to freezing or closure of account as per guidelines.


Base Rate revised to 9.65% w.e.f 30.09.2016


List of Recovery Agents/ Enforcement Agents/Detective Agency of Lucknow Zone


List of Wilful Defaulters


Change of Registrar and Share Transfer Agent


Notice to CD Customers


Notice to Customers


Notice to SB Customers


ATM transactions for savings Bank A/c Customers


Notice for our DEMAT Account Holders


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