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Cold Storage
 
Purpose
  • To maintain the quality and extend the shelf life of fruits/ vegetables/ perishable agricultural products and to reduce losses after harvest. 
  • To provide farmers an opportunity to realize better price for their produce.

Purpose –

  • Construction of storage chambers alongwith concrete racks & staircases.
  • Installation of machineries/ plant required for running cold storage unit.   

Eligibility Individuals, group of individuals, co-operative societies, proprietary/ partnership concerns and joint sector companies in public or private sector.
Quantum of finance As per Project Cost
Security
  • For limits upto Rs.1.00 lakh –
    1. Hypo. of assets created out of bank finance
  • For limits over Rs.1.00 lakh -
    1. Hypo. of assets created out of bank finance
    2. Mortgage of property and/or
    3. Third party guarantee of adequate worth.   
Margin 15% to 25% of the project cost
Rate of interest
Interest Rate as decided by the Bank from time to time.
Repayment

Repayment period upto 9 years is allowed including a grace period of one year.     

.
Insurance
Assets created out of Bank finance, assets hypothecated/ mortgaged to the Bank to be fully insured with Bank clause.
 
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Cold Storage