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Cold Storage
 
Purpose
  • To maintain the quality and extend the shelf life of fruits/ vegetables/ perishable agricultural products and to reduce losses after harvest. 
  • To provide farmers an opportunity to realize better price for their produce.

Purpose –

  • Construction of storage chambers alongwith concrete racks & staircases.
  • Installation of machineries/ plant required for running cold storage unit.   

Eligibility Individuals, group of individuals, co-operative societies, proprietary/ partnership concerns and joint sector companies in public or private sector.
Quantum of finance As per Project Cost
Security
  • For limits upto Rs.1.00 lakh –
    1. Hypo. of assets created out of bank finance
  • For limits over Rs.1.00 lakh -
    1. Hypo. of assets created out of bank finance
    2. Mortgage of property and/or
    3. Third party guarantee of adequate worth.   
Margin 15% to 25% of the project cost
Rate of interest
Interest Rate as decided by the Bank from time to time.
Repayment

Repayment period upto 9 years is allowed including a grace period of one year.     

.
Insurance
Assets created out of Bank finance, assets hypothecated/ mortgaged to the Bank to be fully insured with Bank clause.
 
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We request our esteemed customers to urgently have their KYC details updated / corrected to avoid freezing of accounts new


Notice of EGM - Corrigendum


Notice of the EGM


Notice for Book Closure


MCLR w.e.f. 07.03.2017


Empanelment Of Sarfaesi Valuers


Details of unpaid / unclaimed Dividend


As part of FATCA/CRS requirements, all customers are requested to submit Declaration Form (For Individuals) / Declaration Form (For Entities) click to download with supporting documents to their Parent Branch immediately. Non-Compliance with this requirement may lead to freezing or closure of account as per guidelines.


Base Rate revised to 9.65% w.e.f 30.09.2016


List of Recovery Agents/ Enforcement Agents/Detective Agency of Lucknow Zone


List of Wilful Defaulters


Change of Registrar and Share Transfer Agent


Notice to CD Customers


Notice to Customers


Notice to SB Customers


ATM transactions for savings Bank A/c Customers


Notice for our DEMAT Account Holders


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Cold Storage