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Cold Storage
  • To maintain the quality and extend the shelf life of fruits/ vegetables/ perishable agricultural products and to reduce losses after harvest. 
  • To provide farmers an opportunity to realize better price for their produce.

Purpose –

  • Construction of storage chambers alongwith concrete racks & staircases.
  • Installation of machineries/ plant required for running cold storage unit.   

Eligibility Individuals, group of individuals, co-operative societies, proprietary/ partnership concerns and joint sector companies in public or private sector.
Quantum of finance As per Project Cost
  • For limits upto Rs.1.00 lakh –
    1. Hypo. of assets created out of bank finance
  • For limits over Rs.1.00 lakh -
    1. Hypo. of assets created out of bank finance
    2. Mortgage of property and/or
    3. Third party guarantee of adequate worth.   
Margin 15% to 25% of the project cost
Rate of interest
Interest Rate as decided by the Bank from time to time.

Repayment period upto 9 years is allowed including a grace period of one year.     

Assets created out of Bank finance, assets hypothecated/ mortgaged to the Bank to be fully insured with Bank clause.
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Notice of the Board Meeting

Revised Base Rate 9.70% w.e.f 05.10.2015

Outcome of the EGM

Notice to SB Customers

2nd and 4th Saturday OFF

ATM transactions for savings Bank A/c Customers

Notice of the Extra Ordinary General Meeting

Press Release-June 2015

Proceedings of the AGM held on 20.07.15

Notice of Book Closure of AT1 Bond

The press release for March 2015

Green Initiative

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Proceedings of Extraordinary General Meeting

Notice for our DEMAT Account Holders

Book closure for bonds

Caution Notice to Customers

Notice for Depository customers

OTP for Internet transactions with credit card

Corporate Social Responsibility

The bank never asks any confidential information to customers such as: ATM card no., credit card no. ATM pin, user id of internet banking, login password, transaction password, account number, etc. If such information is asked over phone or mobile or through email, avoid disclosing such confidential information to the caller. In such cases Customers are requested to bring this to the notice of their parent branch/call centre

As per RBI directive PIN is required for debit card PoS transactions on domestic terminals from 1.10.13.

International Card transactions temporarily blocked

To extend the benefit of exercising another option to join the existing pension scheme in terms of Joint Note dated 27.04.2010 to Officers / Family Members of deceased Officers who had taken voluntary retirement from Bank's service on or after 29.09.1995 under Regulation 19(1) of Bank of India Officers' Service Regulations 1979

Public Notice for BOI Customer.

Cash Retraction feature has been disabled on all BOI ATMs in terms of RBI guidelines.

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Cold Storage