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Cold Storage
  • To maintain the quality and extend the shelf life of fruits/ vegetables/ perishable agricultural products and to reduce losses after harvest. 
  • To provide farmers an opportunity to realize better price for their produce.

Purpose –

  • Construction of storage chambers alongwith concrete racks & staircases.
  • Installation of machineries/ plant required for running cold storage unit.   

Eligibility Individuals, group of individuals, co-operative societies, proprietary/ partnership concerns and joint sector companies in public or private sector.
Quantum of finance As per Project Cost
  • For limits upto Rs.1.00 lakh –
    1. Hypo. of assets created out of bank finance
  • For limits over Rs.1.00 lakh -
    1. Hypo. of assets created out of bank finance
    2. Mortgage of property and/or
    3. Third party guarantee of adequate worth.   
Margin 15% to 25% of the project cost
Rate of interest
Interest Rate as decided by the Bank from time to time.

Repayment period upto 9 years is allowed including a grace period of one year.     

Assets created out of Bank finance, assets hypothecated/ mortgaged to the Bank to be fully insured with Bank clause.
Announcement        Start | Stop

BOI Financial Results 30.06.2017

Press Release from IBA new

Integrity Pledge Count new

Public Notice for Unclaimed Dividend

List of Wilful Defaulters

With the implementation of Goods and Services Tax (GST), the existing service tax rate of 15% has been replaced by GST rate of 18% from July 1, 2017

All customers are requested to provide GSTIN to their branch alongwith supporting documents to claim input credit.

Annual Report 2017

We request our esteemed customers to urgently have their KYC details updated / corrected to avoid freezing of accounts new

MCLR w.e.f. 10.08.2017

Empanelment Of Sarfaesi Valuers

Details of unpaid / unclaimed Dividend

As part of FATCA/CRS requirements, all customers are requested to submit Declaration Form (For Individuals) / Declaration Form (For Entities) click to download with supporting documents to their Parent Branch immediately. Non-Compliance with this requirement may lead to freezing or closure of account as per guidelines.

Base Rate revised to 9.55% w.e.f 31.03.2017

List of Recovery Agents/ Enforcement Agents/Detective Agency of Lucknow Zone

Change of Registrar and Share Transfer Agent

Notice to CD Customers

Notice to Customers

Notice to SB Customers

ATM transactions for savings Bank A/c Customers

Notice for our DEMAT Account Holders

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Cold Storage