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BOI Star Vidya Loan Scheme
 
EXCLUSIVE EDUCATION LOAN SCHEME FOR STUDENTS OF PREMIER
EDUCATIONAL INSTITUTIONS

Eligible Customers Students should be Indian National.
Secured admission in select Premier Educational
Institutions in India, through Entrance Test /Selection process.
Courses covered Regular full time Degree/Diploma courses (certificate / part-time courses not covered).
Full time Executive Management courses like PGPX (For IIMs) are also covered.
Quantum of loan

Institutes under List “A” Rs.30.00 Lacs
Institutes under List “B” Rs.20.00 Lacs
Institutes under List “C” Rs. 10.00 Lacs
(Please refer to list attached below)

Rate of Interest
Floating at monthly rest.
PLEASE CLICK HERE

Margin NIL
Security No collateral Security
Parents/Guardians to join as Co- borrowers.
Assignment of future income
Repayment period

Moratorium up to course period plus 1 year.
Repayment period : 15 years from the date of commencement of repayment

Expenses covered Fees payable to college / school / hostel / Examination / Library Fees. /
Purchase of books / equipment / instruments.
Purchase of computer / laptop Any other expenses related to education.
Coverage under Credit Guarantee Funds Scheme for Education Loans (CGFSEL) All Educational Loans upto Rs.7.50 lacs conforming to the guidelines of “IBA Model Education Loan Scheme for pursuing studies in India and Abroad” are eligible for coverage under CGFSEL by National Credit Guarantee Trustee Company(NCGTC)
All other terms & conditions as per star education loan scheme.
Students may also apply online on Vidya Lakshmi Portal developed by NSDL e-Governance Infrastructure Ltd. To apply on line on Vidya Lakshmi Portal click here (www.vidyalakshmi.co.in)

Institutes under Vidya Loan Scheme
 
 
 
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BOI Financial Results 30.06.2017


Press Release from IBA new


Integrity Pledge Count new


Public Notice for Unclaimed Dividend


List of Wilful Defaulters


With the implementation of Goods and Services Tax (GST), the existing service tax rate of 15% has been replaced by GST rate of 18% from July 1, 2017


All customers are requested to provide GSTIN to their branch alongwith supporting documents to claim input credit.


Annual Report 2017


We request our esteemed customers to urgently have their KYC details updated / corrected to avoid freezing of accounts new


MCLR w.e.f. 10.08.2017


Empanelment Of Sarfaesi Valuers


Details of unpaid / unclaimed Dividend


As part of FATCA/CRS requirements, all customers are requested to submit Declaration Form (For Individuals) / Declaration Form (For Entities) click to download with supporting documents to their Parent Branch immediately. Non-Compliance with this requirement may lead to freezing or closure of account as per guidelines.


Base Rate revised to 9.55% w.e.f 31.03.2017


List of Recovery Agents/ Enforcement Agents/Detective Agency of Lucknow Zone


Change of Registrar and Share Transfer Agent


Notice to CD Customers


Notice to Customers


Notice to SB Customers


ATM transactions for savings Bank A/c Customers


Notice for our DEMAT Account Holders


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BOI Star Vidya Loan