Corporate Site |
Hindi Marathi
[+] [-] | Skip to navigation | Skip to main content | screenreader Contrast Scheme : contrast
              1800 220 229 ,1800 103 1906,
              022 40919191
rect rect
yo You are here path  Retail path Retail-Loan path BOI Star Vidya Loan  
BOI Star Vidya Loan Scheme

Eligible Customers Students should be Indian National.
Secured admission in select Premier Educational
Institutions in India, through Entrance Test /Selection process.
Courses covered Regular full time Degree/Diploma courses (certificate / part-time courses not covered).
Full time Executive Management courses like PGPX (For IIMs) are also covered.
Quantum of loan

Institutes under List “A” Rs.30.00 Lacs
Institutes under List “B” Rs.20.00 Lacs
Institutes under List “C” Rs. 10.00 Lacs
(Please refer to list attached below)

Rate of Interest
Floating at monthly rest.

Margin NIL
Security No collateral Security
Parents/Guardians to join as Co- borrowers.
Assignment of future income
Repayment period

Moratorium up to course period plus 1 year.
Repayment period : 15 years from the date of commencement of repayment

Expenses covered Fees payable to college / school / hostel / Examination / Library Fees. /
Purchase of books / equipment / instruments.
Purchase of computer / laptop Any other expenses related to education.
Coverage under Credit Guarantee Funds Scheme for Education Loans (CGFSEL) All Educational Loans upto Rs.7.50 lacs conforming to the guidelines of “IBA Model Education Loan Scheme for pursuing studies in India and Abroad” are eligible for coverage under CGFSEL by National Credit Guarantee Trustee Company(NCGTC)
All other terms & conditions as per star education loan scheme.
Students may also apply online on Vidya Lakshmi Portal developed by NSDL e-Governance Infrastructure Ltd. To apply on line on Vidya Lakshmi Portal click here (

Institutes under Vidya Loan Scheme
Announcement        Start | Stop

BOI Financial Results 30.06.2017

Press Release from IBA new

Integrity Pledge Count new

Public Notice for Unclaimed Dividend

List of Wilful Defaulters

With the implementation of Goods and Services Tax (GST), the existing service tax rate of 15% has been replaced by GST rate of 18% from July 1, 2017

All customers are requested to provide GSTIN to their branch alongwith supporting documents to claim input credit.

Annual Report 2017

We request our esteemed customers to urgently have their KYC details updated / corrected to avoid freezing of accounts new

MCLR w.e.f. 10.08.2017

Empanelment Of Sarfaesi Valuers

Details of unpaid / unclaimed Dividend

As part of FATCA/CRS requirements, all customers are requested to submit Declaration Form (For Individuals) / Declaration Form (For Entities) click to download with supporting documents to their Parent Branch immediately. Non-Compliance with this requirement may lead to freezing or closure of account as per guidelines.

Base Rate revised to 9.55% w.e.f 31.03.2017

List of Recovery Agents/ Enforcement Agents/Detective Agency of Lucknow Zone

Change of Registrar and Share Transfer Agent

Notice to CD Customers

Notice to Customers

Notice to SB Customers

ATM transactions for savings Bank A/c Customers

Notice for our DEMAT Account Holders

images © 2012 Bank of India. All rights reserved Site best viewed in resolution of 1024x768 ipv6 ready images
rect Ac Checker
BOI Star Vidya Loan