An instant credit for farming community to meet the emergency requirements for Agriculture and Domestic purposes for tiding over temporary difficulties i.e.
Existing KCC individual borrowers/ joint borrowers
(not exceeding 4 farmers)
Minimum : Rs.1000/-
(Subject to ceiling at 50% of KCC limit/ 25% of annual income)
Existing security/ies obtained for KCC to be continued
No additional securities to be obtained even if the combined exposure (KCC + Proposed loan) exceeds the present cut-off ceiling of Rs.1 lakh
Linked to Base rate as decided by bank as applicable to card rate for KCC ( without interest subvention) ( to arrive at ROI, all limits/ credit facilities may be clubbed for the farmer borrower).
After the harvest period of the crops, the farmer/s shall be eligible for the loan
MCLR w.e.f. 07.02.2017
Empanelment Of Sarfaesi Valuers
Details of unpaid / unclaimed Dividend
RBI Notice on Withdrawal of Legal Tender Character of existing Rs.500 and Rs.1000 banks Notes
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Base Rate revised to 9.65% w.e.f 30.09.2016
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