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BOI Star Mahila Gold Loan Schemee
 
Purpose of Loan For purchase of Gold ornaments, preferably hallmarked, from reputed Jewellers and/or Gold coins of Bank of India.
Target Group Resident Indian Women

Working Women : Women permanently employed in Central/State Govt./PSUs/ Scheduled Banks/Teachers of Govt. Aided Institutions; and include professionals like Doctors/ C.As/Chartered Engineers etc.,
Non Working Women : Not having income proof. Spouse/other close relative who satisfy income criteria to join as co-borrower.
Age 18- 60 years
Rating Exercise Applicant should get minimum 20 marks, under banks rating exercise, to be eligible for loan under the scheme.
Type of Advance Demand/ Term Loan
Quantum of Advance Working / Non-working women : 10 times of monthly net emoluments (take home salary of self / spouse, in case of non working women) Professional : 50% of Gross Annual Income as per latest Income Tax Return Minimum Rs. 50000/- Maximum Rs.2 lacs.
Margin 20% of the cost of Jewellery/Gold.
Interest Rate
(Floating, p.a. at monthly rests)
3.00% over Base Rate
Penal Interest To be levied as per prevailing guidelines in this regard from time to time
 
 
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Outcome of the 18th Annual General Meeting


OTP for Internet transactions with credit card


PRESS RELEASE


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Corporate Social Responsibility


We are proud to inform that our Nairobi Branch is now ISO certified with ISO 9001:2008 (2013-2016) for Provision of Banking Services


The bank never asks any confidential information to customers such as: ATM card no., credit card no. ATM pin, user id of internet banking, login password, transaction password, account number, etc. If such information is asked over phone or mobile or through email, avoid disclosing such confidential information to the caller. In such cases Customers are requested to bring this to the notice of their parent branch/call centre


Notice for esteemed customers regarding 'CTS-2010' Standards Cheques Forms


As per RBI directive PIN is required for debit card PoS transactions on domestic terminals from 1.10.13.



Cash withdrawal limit through ATMs has been increased from Rs.15000/= to Rs.25000/= w.e.f. 01/06/2013



International Card transactions temporarily blocked


To extend the benefit of exercising another option to join the existing pension scheme in terms of Joint Note dated 27.04.2010 to Officers / Family Members of deceased Officers who had taken voluntary retirement from Bank's service on or after 29.09.1995 under Regulation 19(1) of Bank of India Officers' Service Regulations 1979


Public Notice for BOI Customer.


Cash Retraction feature has been disabled on all BOI ATMs in terms of RBI guidelines.


Interest Subsidy for Education Loans

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BOI Star Mahila Gold Loan