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BOI Star Mahila Gold Loan Schemee
Purpose of Loan For purchase of Gold ornaments, preferably hallmarked, from reputed Jewellers and/or Gold coins of Bank of India.
Target Group Resident Indian Women

Working Women : Women permanently employed in Central/State Govt./PSUs/ Scheduled Banks/Teachers of Govt. Aided Institutions; and include professionals like Doctors/ C.As/Chartered Engineers etc.,
Non Working Women : Not having income proof. Spouse/other close relative who satisfy income criteria to join as co-borrower.
Age 18- 60 years
Rating Exercise Applicant should get minimum 20 marks, under banks rating exercise, to be eligible for loan under the scheme.
Type of Advance Demand/ Term Loan
Quantum of Advance Working / Non-working women : 10 times of monthly net emoluments (take home salary of self / spouse, in case of non working women) Professional : 50% of Gross Annual Income as per latest Income Tax Return Minimum Rs. 50000/- Maximum Rs.2 lacs.
Margin 20% of the cost of Jewellery/Gold.
Interest Rate
(Floating, p.a. at monthly rests)
3.00% over Base Rate
Penal Interest To be levied as per prevailing guidelines in this regard from time to time
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BOI Financial Results 30.06.2017

Press Release from IBA new

Integrity Pledge Count new

Public Notice for Unclaimed Dividend

List of Wilful Defaulters

With the implementation of Goods and Services Tax (GST), the existing service tax rate of 15% has been replaced by GST rate of 18% from July 1, 2017

All customers are requested to provide GSTIN to their branch alongwith supporting documents to claim input credit.

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MCLR w.e.f. 10.08.2017

Empanelment Of Sarfaesi Valuers

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BOI Star Mahila Gold Loan