The safety of this advance will substantially depend on cash flow arising out of activity being financed. It should be ensured that the profits generated / anticipated to be generated turns into liquid cash to service the loan.
50% of unencumbered value of the property under offer or 75% of actual requirement for the stated purpose which ever is less Minimum : Rs.10 lacs Maximum : Rs.500 lacs.Note : Extant guidelines with regard to valuation of property, title clearance and inspection by two different officials etc., must be strictly adhered to.
Average DSCR should be minimum 1.25.
Notice of EGM
Voting Result of EGM
We request our esteemed customers to urgently have their KYC details updated / corrected to avoid freezing of accounts
Notice of EGM - Corrigendum
Notice of the EGM
Notice for Book Closure
MCLR w.e.f. 07.04.2017
Empanelment Of Sarfaesi Valuers
Details of unpaid / unclaimed Dividend
As part of FATCA/CRS requirements, all customers are requested to submit Declaration Form (For Individuals) / Declaration Form (For Entities) click to download with supporting documents to their Parent Branch immediately. Non-Compliance with this requirement may lead to freezing or closure of account as per guidelines.
Base Rate revised to 9.65% w.e.f 30.09.2016
List of Recovery Agents/ Enforcement Agents/Detective Agency of Lucknow Zone
List of Wilful Defaulters
Change of Registrar and Share Transfer Agent
Notice to CD Customers
Notice to Customers
Notice to SB Customers
ATM transactions for savings Bank A/c Customers
Notice for our DEMAT Account Holders