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Target Group

Citizens who have completed 57 years and Senior Citizens who are drawing pension from other Banks


Singly or in joint names. The first account holder must belong to target group

Average Quarterly Balance Criteria

Average Quarterly Balance (AQB) of Rs.10000/-AQB shall be calculated for AMJ, JAS,OND & JFM quarters (for example AMJ stands for April, May, June)

Opening of Account/ Minimum Daily Balance

No Daily Minimum Balance RequirementHowever customer has to maintain Average Quarterly Balance (AQB) of Rs.10,000/- or above, therefore AQB Clause to apply

Charges for Non Maintaining Average Quarterly Balance

In case of Non maintenance of AQB of Rs.10,000/- Penalty will be levied as under: SB A/cs with cheque book facility: Penal charges: Rs.89/- + S.T. per quarter at all centres SB A/c without cheque book facility Penal charges: Rs.54/- + S.T. per quarter at all centres

Charges for excess debit entries in Savings Bank account ATM / INTERNET transactions not to be counted / reckoned

Up to 10 Customer induced debit entries a month: FREE Beyond 10 debit entries: FREE (It is charged for other customers)

Personalized Cheque books per calendar year

50 Leaves (Free)

Issuance of DD/Pay slips

6 DD Per Quarter Free if AQB in the preceding quarter is maintained at Rs.10000/- and above else DD charges applicable

Announcement        Start | Stop

BOI Financial Results 30.06.2017

Press Release from IBA new

Integrity Pledge Count new

Public Notice for Unclaimed Dividend

List of Wilful Defaulters

With the implementation of Goods and Services Tax (GST), the existing service tax rate of 15% has been replaced by GST rate of 18% from July 1, 2017

All customers are requested to provide GSTIN to their branch alongwith supporting documents to claim input credit.

Annual Report 2017

We request our esteemed customers to urgently have their KYC details updated / corrected to avoid freezing of accounts new

MCLR w.e.f. 10.08.2017

Empanelment Of Sarfaesi Valuers

Details of unpaid / unclaimed Dividend

As part of FATCA/CRS requirements, all customers are requested to submit Declaration Form (For Individuals) / Declaration Form (For Entities) click to download with supporting documents to their Parent Branch immediately. Non-Compliance with this requirement may lead to freezing or closure of account as per guidelines.

Base Rate revised to 9.55% w.e.f 31.03.2017

List of Recovery Agents/ Enforcement Agents/Detective Agency of Lucknow Zone

Change of Registrar and Share Transfer Agent

Notice to CD Customers

Notice to Customers

Notice to SB Customers

ATM transactions for savings Bank A/c Customers

Notice for our DEMAT Account Holders

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Senior Citizen SB