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Saving Bank Ordinary Account

Name of Scheme

Savings Bank A/c

Scheme available

At all branches


Individual - Single Accounts, Two or more individuals in Joint Accounts , Illiterate Persons Blind persons, Minors, Associations, Clubs, Societies, etc. Trusts, Institutions/Agencies specifically permitted by the RBI

Initial Deposit and Average Quarterly Balance (AQB) requirement

Rs.500/- for Cheque book operated and
Rs.100/- for non cheque book a/cs


Charges for Non-Maintaining Average Quarterly Balance

In case of Non maintenance of AQB, Penalty will be levied as under:
SB A/cs with cheque book facility:
Penal charges: Rs.60/- per 3 months at all centres
SB A/c without cheque book facility:
Penal charges: Rs.45/- per 3 months at all centres


  1. For Cheque Operated Accounts – Free 50 Cheque Leaves P.A
  2. Free GLOBAL DEBIT CUM ATM Card (Annual Charges applicable from next year) with free Star Sandesh (SMS) on debit transactions
  3. Internet Banking facility
  4. Unlimited ATM transactions (Only at BOI ATMs)
  5. Online Income Tax return filing facility
  6. Personalised cheque book on request
  7. Free utility bills payment facility through E-pay

Product available specially
to BOI customers

BOI-National Swasthya Bima Policy
floater mediclaim policy of NICL available at low premium

Nomination facility

Available as per the prevailing banking norms

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Notice to Upper Tier-2 Series 1 Bondholders

Change of Registrar and Share Transfer Agent

Press Meet & Analyst Meet

Press Release-March 2016

MCLR w.e.f. 07.07.2016

Advertisement for Empanelment
of Pvt. Detective/Investigation

Notice to CD Customers

Notice to Customers

Revised Base Rate 9.70% w.e.f 05.10.2015

Notice to SB Customers

2nd and 4th Saturday OFF

ATM transactions for savings Bank A/c Customers

Notice for our DEMAT Account Holders

Caution Notice to Customers

Notice for Depository customers

OTP for Internet transactions with credit card

Corporate Social Responsibility

The bank never asks any confidential information to customers such as: ATM card no., credit card no. ATM pin, user id of internet banking, login password, transaction password, account number, etc. If such information is asked over phone or mobile or through email, avoid disclosing such confidential information to the caller. In such cases Customers are requested to bring this to the notice of their parent branch/call centre

As per RBI directive PIN is required for debit card PoS transactions on domestic terminals from 1.10.13.

International Card transactions temporarily blocked

To extend the benefit of exercising another option to join the existing pension scheme in terms of Joint Note dated 27.04.2010 to Officers / Family Members of deceased Officers who had taken voluntary retirement from Bank's service on or after 29.09.1995 under Regulation 19(1) of Bank of India Officers' Service Regulations 1979

Public Notice for BOI Customer.

Cash Retraction feature has been disabled on all BOI ATMs in terms of RBI guidelines.

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