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Saving Banks
Name of Scheme Savings Bank A/c
Scheme available At all branches
Eligible Individual - Single Accounts, Two or more individuals in Joint Accounts , Illiterate Persons Blind persons, Minors, Associations, Clubs, Societies, etc. Trusts, Institutions/Agencies specifically permitted by the RBI
Initial Deposit Rs.500/- for Cheque book operated and
Rs.100/- for non cheque book a/cs,
For Pensioners Rs.100/- and Rs.10/- respectively for cheque book and non cheque book a/cs
Interest Rate 4.00 % p.a, will be calculated on daily product basis from 03.05.2011 and will be credited twice in a year in Feb and August or at the time of closing A/c.
  1. For Cheque Operated Accounts – Free 50 Cheque Leaves P.A
  2. No Ledger folio/ Transaction charges
  3. Free GLOBAL DEBIT CUM ATM Card (Annual Charges applicable from next year) with free Star Sandesh (SMS) on debit transactions
  4. Free Internet Banking facility
  5. Free Fund Transfer Through Internet Banking
  6. Unlimited Internet & ATM transactions (Only at BOI ATMs)
  7. Free access to BOI ATMs under Cash Tree
  8. Free SMS and Telebanking,
  9. Personalised cheque book on request at select centres
  10. Free utility bills payment facility through E-pay
Product available specially
to BOI customers
BOI-National Swasthya Bima Policy
floater mediclaim policy of NICL available at low premium
Nomination facility Available as per the prevailing banking norms
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