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Saving Banks
Name of Scheme Savings Bank A/c
Scheme available At all branches
Eligible Individual - Single Accounts, Two or more individuals in Joint Accounts , Illiterate Persons Blind persons, Minors, Associations, Clubs, Societies, etc. Trusts, Institutions/Agencies specifically permitted by the RBI
Initial Deposit Rs.500/- for Cheque book operated and
Rs.100/- for non cheque book a/cs,
For Pensioners Rs.100/- and Rs.10/- respectively for cheque book and non cheque book a/cs
Interest Rate 4.00 % p.a, will be calculated on daily product basis from 03.05.2011 and will be credited twice in a year in Feb and August or at the time of closing A/c.
Charges of non-maintaining minimum balance Rs.30/- per two months
  1. For Cheque Operated Accounts – Free 50 Cheque Leaves P.A
  2. No Ledger folio/ Transaction charges
  3. Free GLOBAL DEBIT CUM ATM Card (Annual Charges applicable from next year) with free Star Sandesh (SMS) on debit transactions
  4. Free Internet Banking facility
  5. Free Fund Transfer Through Internet Banking
  6. Unlimited Internet & ATM transactions (Only at BOI ATMs)
  7. Free access to BOI ATMs under Cash Tree
  8. Free SMS and Telebanking,
  9. Personalised cheque book on request at select centres
  10. Free utility bills payment facility through E-pay
Product available specially
to BOI customers
BOI-National Swasthya Bima Policy
floater mediclaim policy of NICL available at low premium
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Proceedings of Extraordinary General Meeting

Notice for our DEMAT Account Holders

Book closure for bonds

Caution Notice to Customers

OTP for Internet transactions with credit card

Corporate Social Responsibility

The bank never asks any confidential information to customers such as: ATM card no., credit card no. ATM pin, user id of internet banking, login password, transaction password, account number, etc. If such information is asked over phone or mobile or through email, avoid disclosing such confidential information to the caller. In such cases Customers are requested to bring this to the notice of their parent branch/call centre

As per RBI directive PIN is required for debit card PoS transactions on domestic terminals from 1.10.13.

To extend the benefit of exercising another option to join the existing pension scheme in terms of Joint Note dated 27.04.2010 to Officers / Family Members of deceased Officers who had taken voluntary retirement from Bank's service on or after 29.09.1995 under Regulation 19(1) of Bank of India Officers' Service Regulations 1979

Public Notice for BOI Customer.

Cash Retraction feature has been disabled on all BOI ATMs in terms of RBI guidelines.

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