Rupee Term Deposit Rate
7 days to 14 days *
15 days to 30 days
31 days to 45 days
46 days to 90 days
91 days to 120 days
121 days to 179 days
180 days to 269 days
270 days to less than 1 year
1 Year & above to less than 2 Yrs
2 years & above to less than 3 years
3 years & above to less than 5 years
5 years & above to less than 8 years
8 years & above to 10 years
7 days to 14 days
Rs.10 Cr & above but less than Rs.100 Crs
For deposits of Rs 100 Cr & above
Rates w.e.f. 16.04.16
07 days to 14 days
91 days to 179 days
270 days to 363 days
364 days to 13 months
Above 13 months to less than 2 years
2 year to less than 3 years
3 year to less than 5 years
5 years to less than 8 years
8 years to 10 years
For deposits of Rs.10 crore and above, Please contact the branch.
"Branches shall seek prior approval from Bank of India, Treasury Branch for quoting rates for deposit of Rs.10 crore and above even at card rate".
Rate for Senior Citizen Deposits :
Additional Rate of Interest applicability on various Rupee Term Deposits
Type of Accounts
Additional Staff Rate applicable to Staff/Ex-Staff
Additional Senior Citizen Rate applicable to Senior Citizen/Ex-Staff Senior Citizen
Capital Gain Scheme
Deposits Accepted/ Renewed On or After 01.04.2016
Please Note Penalty on Premature Withdrawals shall be Applicable for Fresh / Renewed Deposits w.e.f. 01-04-2016.
PENALTY DETAILS -
Category of the deposits
Penalty on premature withdrawal of the deposit
* In case of the deposits which have been prematurely closed for renewing for a longer period than the remaining period of the original contract tenure, there shall be “No penalty” for the premature withdrawal irrespective of the amount of the deposit.
* No Penalty for the premature withdrawal of Term deposits due to death of depositor/s
* No penalty on premature withdrawals of Term Deposits by Staff, Ex- Staff, Staff/Ex-Staff Senior Citizens and spouse of deceased staff as a first account holder
Please Note the penalty applicable in the Capital Gain Account Scheme shall remain unchanged.
Advertisement for Empanelment of Pvt. Detective/Investigation Agencies
MCLR w.e.f. 01.04.2016
Notice to CD Customers
Notice to Customers
Revised Base Rate 9.70% w.e.f 05.10.2015
Notice to SB Customers
2nd and 4th Saturday OFF
ATM transactions for savings Bank A/c Customers
Notice for our DEMAT Account Holders
Caution Notice to Customers
Notice for Depository customers
OTP for Internet transactions with credit card
Corporate Social Responsibility
The bank never asks any confidential information to customers such as: ATM card no., credit card no. ATM pin, user id of internet banking, login password, transaction password, account number, etc. If such information is asked over phone or mobile or through email, avoid disclosing such confidential information to the caller. In such cases Customers are requested to bring this to the notice of their parent branch/call centre
As per RBI directive PIN is required for debit card PoS transactions on domestic terminals from 1.10.13.
International Card transactions temporarily blocked
To extend the benefit of exercising another option to join the existing pension scheme in terms of Joint Note dated 27.04.2010 to Officers / Family Members of deceased Officers who had taken voluntary retirement from Bank's service on or after 29.09.1995 under Regulation 19(1) of Bank of India Officers' Service Regulations 1979
Public Notice for BOI Customer.
Cash Retraction feature has been disabled on all BOI ATMs in terms of RBI guidelines.