Corporate Site |
Hindi Marathi
[+] [-] | Skip to navigation | Skip to main content | screenreader Contrast Scheme : contrast
              1800 220 229 ,1800 103 1906,
              022 40919191
rect rect
yo You are here path  Interest Rate path Interest Rate path Rupee Term Deposit  
banner
 

Rupee Term Deposit Rate

 
Bank has revised rate of Interest on Domestic / NRO Term Deposits as follows:-
  1. For deposits less than Rs.1 Crore

    Maturity For deposits less than Rs.1 Cr
    Rate w.e.f. 8.08.2014
    07 days to 14 days* 4.00%
    15 days to 30 days 4.50%
    31 days to 45 days 4.50%
    46 days to 90 days 6.50%
    91 days to 179 days 7.30%
    180 days to 269 days 7.75%
    270 days to 364 days 8.25%
    1 Year 9.05%
    Above 1 year to 14 Months 9.05%
    Above 14 Months to 15 Months 9.05%
    Above 15 Months to less than 2 Years 9.05%
    2 Years to less than 3 Years 9.05%
    3 Years to less than 5 years 9.05%
    5 years to less than 8 years 9.05%
    8 years and above up to 10 Years 8.75%
    * Minimum Deposit Rs.1 Lac  


  2. For deposits of Rs.1 Cr & above but less than Rs.10 Cr
  3. For deposits of Rs. 10 Cr & above but less than Rs.100 Cr.
  4. For deposits of Rs. 100 Cr. & above.


    Maturity For deposits of Rs.1 Cr & above but less than Rs.10 Cr
    w.e.f. 8.08.2014

    07 to days14 days

    4.25%

    15 days to 30 days

    4.50%

    31 days to 45 days

    4.50%

    46 days to 90 days

    6.50%

    91 days to 179 days

    7.25%

    180 days to 269 days

    7.75%

    270 days to 364 days

    8.50%

    1 Year

    8.75%
    Above 1 Year to 14 months 8.75%
    Above 14 Months to 15 moths 8.75%

    Above 15 months to less than 2 Years

    8.75%

    2 Years to less than 3 Years

    8.50%

    3 Years to less than 5 years

    8.50%

    5 years to less than 8 years

    7.00%

    8 years and above up to 10 Years

    7.00%

    Interest rates on Domestic Rupee Term Deposits for amount of Rs 10 Crore & above w.e.f 08.08.2014

                Maturity For deposits of Rs 10 cr and above but less than Rs 100 Cr For deposits of Rs 100 cr and above but less than Rs 400 Cr For deposits of Rs 400 cr and above
      Interest rates w.e.f (08/08/2014) Interest rates w.e.f (08/08/2014) Interest rates w.e.f
    (08/08/2014)
    07 days to    14 days 4.50% 4.50% 4.50%
    15 days to 30 days 4.50% 4.50% 4.50%
    31 days to 45 days 4.50% 4.50% 4.50%
    46 days to 90 days 6.50% 6.50% 6.50%
    91 days to 179 days 7.25% 7.25% 7.25%
    180 days to 269 days 7.75% 7.75% 7.75%
    270 days to 363 days 8.50% 8.50% 8.50%
    364 days to 13 months 8.75% 8.75% 8.75%
    Above 13 months to less than 2 years 8.75% 8.75% 8.75%
    2 year to less than 3 years 8.25% 8.25% 8.25%
    3 year to less than 5 years 7.25% 7.25% 7.25%
    5 years to less than 8 years 7.00% 7.00% 7.00%
    8 years to 10 years 7.00% 7.00% 7.00%

     

 
 
 
 

For deposits of Rs.10 crore and above,Please contact the branch.

Branches shall seek prior approval from Bank of India, Treasury Branch for quoting rates for deposit of Rs.10 crore and above even at card rate".

Senior Citizens (Including Senior Citizen Ex-staff) :

  1. 0.50% p.a. additional interest over and above card rates on their deposits of six months & above and upto 10 years.

There will not be any penalty on Premature Withdrawal on domestic rupee deposits.  However, the applicable rate of interest on the date of acceptance of deposit for the actual period which the deposit has remained with the bank or contracted rate of interest whichever is LOWER shall be applicable.”

No interest will be paid for premature withdrawal below 7 days in case of term Deposits and below 3 months in case of recurring deposits.
 
May We Reach You ?
Announcement        Start | Stop

Outcome of Extraordinary General Meeting


The Bank's press release for the quarter ended 30th June 2014


Outcome of the 18th Annual General Meeting


OTP for Internet transactions with credit card


Notice for Customer


Corporate Social Responsibility


We are proud to inform that our Nairobi Branch is now ISO certified with ISO 9001:2008 (2013-2016) for Provision of Banking Services


The bank never asks any confidential information to customers such as: ATM card no., credit card no. ATM pin, user id of internet banking, login password, transaction password, account number, etc. If such information is asked over phone or mobile or through email, avoid disclosing such confidential information to the caller. In such cases Customers are requested to bring this to the notice of their parent branch/call centre


Notice for esteemed customers regarding 'CTS-2010' Standards Cheques Forms


As per RBI directive PIN is required for debit card PoS transactions on domestic terminals from 1.10.13.



Cash withdrawal limit through ATMs has been increased from Rs.15000/= to Rs.25000/= w.e.f. 01/06/2013



International Card transactions temporarily blocked


To extend the benefit of exercising another option to join the existing pension scheme in terms of Joint Note dated 27.04.2010 to Officers / Family Members of deceased Officers who had taken voluntary retirement from Bank's service on or after 29.09.1995 under Regulation 19(1) of Bank of India Officers' Service Regulations 1979


Public Notice for BOI Customer.


Cash Retraction feature has been disabled on all BOI ATMs in terms of RBI guidelines.


Interest Subsidy for Education Loans

Top
arrow
images © 2012 Bank of India. All rights reserved Site best viewed in resolution of 1024x768 ipv6 ready images
rect
Rupee Term Deposit