This is a Domestic Term Deposit Product wherein Depositor gets differential rate of interest over normal Term Deposit's rate for deposits over Rs 15 lacs but less than Rs.10 crores
The product shall be available at all domestic branches.
Non-Callable Deposit Scheme shall be available for all Domestic Term Deposit Schemes except, Recurring Deposits & FFD schemes.
Over Rs 15 lacs but less than Rs.10 crores
Rate of Interest -
At present, 10 bps higher rate of interest than the normal rate, as per the category of depositors, i.e. Staff /Ex-Staff/Senior Citizens/Ex Staff Senior Citizens, etc.
1 year & above up to 5 years
Premature withdrawal of these deposits is not allowed.
Nomination facility will be available.
Tax Deduction at Source
TDS will be deducted as per rules.
Auto Renewal facility
Deposits shall be renewed automatically at the rate of interest applicable as on the date of maturity, only if such instruction is given by the depositor at time of opening the account. (Please note that if the maturity value exceeds Rs.10 Crs, customer has to visit the Branch for renewal of the deposit.)
In the absence of any renewal instructions, the deposits will be credited to depositor's operative account on maturity.
Other Terms and conditions
Eligibility norms and all other instructions applicable to 'Fixed Deposits' will apply mutatis mutandis to these deposits
Account opening form for Non-Callable Deposits
We request our esteemed customers to urgently have their KYC details updated / corrected to avoid freezing of accounts
Notice of EGM - Corrigendum
Notice of the EGM
Notice for Book Closure
MCLR w.e.f. 07.03.2017
Empanelment Of Sarfaesi Valuers
Details of unpaid / unclaimed Dividend
As part of FATCA/CRS requirements, all customers are requested to submit Declaration Form (For Individuals) / Declaration Form (For Entities) click to download with supporting documents to their Parent Branch immediately. Non-Compliance with this requirement may lead to freezing or closure of account as per guidelines.
Base Rate revised to 9.65% w.e.f 30.09.2016
List of Recovery Agents/ Enforcement Agents/Detective Agency of Lucknow Zone
List of Wilful Defaulters
Change of Registrar and Share Transfer Agent
Notice to CD Customers
Notice to Customers
Notice to SB Customers
ATM transactions for savings Bank A/c Customers
Notice for our DEMAT Account Holders