The objective of the Minor Irrigation schemes should be to meet genuine credit needs of the farmers for development of farm irrigation facilities to improve cropping intensity, better yields and incremental income from the farm.

Individual Farmers
Group of farmers/ Co-Operative Society of the farmers
State Irrigation Corporations/ Bodies offering the guarantee of State Government

Individual farmers /Group farmers, Co-operative societies should have owned land or registered leased land and should be willing to adopt advanced farming techniques and improved cropping patterns.

In case of lift irrigation schemes, permission from the competent authority like the irrigation/PWDepartment of the state Govt. to lift water from the river/lake at least during the currency of the loan should be obtained.

The financial viability of the irrigation schemes should be assessed keeping in view of the capital cost vis-à-vis expected incremental income from the farm. The assessment should clearly indicate that the net incremental income on account of improved agronomic practices would be adequate to service the loan with interest within a reasonable period apart from the farmer getting a fair return on the investment.