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Land Development

Land leveling, reclamation of soil, bunding and any other soil conservation measures

  1. Farmers owning land
  2. Farmers cultivating registered leased land
Quantum of finance Quantum of loan will depend on the estimated cost of the project. The nature of treatment and material required per unit of land.
Security Principal/Collateral:
a) Loan limit upto Rs.1.00 lakh–

1) Term Loan Agreement

b) Loan limit above Rs.1.00 lakh -

1) Term Loan Agreement

2) Mortgage of land or declaration as per Agril. Credit Act or Collateral Security of adequate worth.

3) Third Party Guarantee.

Margin • Loan upto Rs.1.00 lakh - Nil
• Loan over Rs.1.00 lakh – 15% to 25%
Rate of interest Interest Rates as decided by the Bank from time to time.
Repayment The loan is to be repaid within 9 – 15 years in half yearly/ yearly installments depending upon the loan amount and income of the farmer from various sources with moratorium period upto 23 months.
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BOI Financial Results 30.06.2017

Press Release from IBA new

Integrity Pledge Count new

Public Notice for Unclaimed Dividend

List of Wilful Defaulters

With the implementation of Goods and Services Tax (GST), the existing service tax rate of 15% has been replaced by GST rate of 18% from July 1, 2017

All customers are requested to provide GSTIN to their branch alongwith supporting documents to claim input credit.

Annual Report 2017

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MCLR w.e.f. 10.08.2017

Empanelment Of Sarfaesi Valuers

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Base Rate revised to 9.55% w.e.f 31.03.2017

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Land Development