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Land Development

Land leveling, reclamation of soil, bunding and any other soil conservation measures

  1. Farmers owning land
  2. Farmers cultivating registered leased land
Quantum of finance Quantum of loan will depend on the estimated cost of the project. The nature of treatment and material required per unit of land.
Security Principal/Collateral:
a) Loan limit upto Rs.1.00 lakh–

1) Term Loan Agreement

b) Loan limit above Rs.1.00 lakh -

1) Term Loan Agreement

2) Mortgage of land or declaration as per Agril. Credit Act or Collateral Security of adequate worth.

3) Third Party Guarantee.

Margin • Loan upto Rs.1.00 lakh - Nil
• Loan over Rs.1.00 lakh – 15% to 25%
Rate of interest Interest Rates as decided by the Bank from time to time.
Repayment The loan is to be repaid within 9 – 15 years in half yearly/ yearly installments depending upon the loan amount and income of the farmer from various sources with moratorium period upto 23 months.
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Land Development