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Kisan Credit Card(KCC) with RuPay enabled Debit Card
 
Purpose

A single window credit assistance to the farmers for their cultivation and other needs for next five years as under:

  1. To meet the short term credit requirements for cultivation of crops
  2. Post harvest expenses
  3. Consumption requirements of farmer household
  4. Working capital for maintenance of farm assets and activities allied to agriculture like dairy animals, inland fishery, etc.
  5. Investment credit requirement for agriculture and allied activities like pump sets, sprayers, dairy animals etc.
Eligibility
  • All farmers-individual/ joint borrowers who are owner cultivators
  • Tenant farmers, oral lessees and share croppers
  • Self Help Groups (SHGs) and Joint Liability Groups (JLGs) of farmers including tenant farmers, share croppers, etc.
Quantum of finance

Quantum of finance under the schemeto a farmer is determined based on Cropping pattern, Extent of cultivation of each crop andScale of financed fixed for the crops.

Security
  • Upto Rs.1.00 lakh –
    1. Hypo. of standing crops
  • Above Rs.1.00 lakh –
    1. Hypo. of standing crops
    2. Mortgage of land/ Collateral Security
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We request our esteemed customers to urgently have their KYC details updated / corrected to avoid freezing of accounts new


Notice of EGM - Corrigendum


Notice of the EGM


Notice for Book Closure


MCLR w.e.f. 07.03.2017


Empanelment Of Sarfaesi Valuers


Details of unpaid / unclaimed Dividend


As part of FATCA/CRS requirements, all customers are requested to submit Declaration Form (For Individuals) / Declaration Form (For Entities) click to download with supporting documents to their Parent Branch immediately. Non-Compliance with this requirement may lead to freezing or closure of account as per guidelines.


Base Rate revised to 9.65% w.e.f 30.09.2016


List of Recovery Agents/ Enforcement Agents/Detective Agency of Lucknow Zone


List of Wilful Defaulters


Change of Registrar and Share Transfer Agent


Notice to CD Customers


Notice to Customers


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ATM transactions for savings Bank A/c Customers


Notice for our DEMAT Account Holders


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