| Details |
Commissioned Officers |
Non-Commissioned Officers: Personnel below the rank of commissioned officers |
| Minimum Balance: |
NIL |
ATM Cum Debit Card :
(No AMC Charges) :
One add on card also for joint account holder |
Free Platinum Debit Card
At Bank’s ATM- Cash withdrawal limit of Rs50000/-
At other Bank’s ATMs - Rs10000/- per day with maximum 5 free withdrawals a month.
|
Free Global Debit Card
At Bank’s ATM- Cash withdrawal limit of Rs15000/-
At other Bank’s ATMs - Rs10000/- per day with maximum 5 free withdrawals a month.
|
Air Travel Accidental Insurance
(Star Flier Scheme) |
Rs.5 Lac |
| Additional Facilities:
Internet Banking
Star Sandesh Facility
RTGS/NEFT payment through internet Banking
Mobile Banking
|
Free |
Cheque Leaves:
(All cheques are payable at all our branches in clearing)- |
All Cheque Leaves free |
| Concession in charges of lockers for self & immediate family member |
30% concession |
| Easy Over draft (on application) |
4 times of net salary
Maximum Rs.2 Lac |
3 times of net salary
Maximum Rs.1 Lac |
| Pass Book or Statement (Monthly) |
Any one of themAvailable |
| Interest concession on Retail Loans such as Home Loan, Auto Loan,etc. |
0.50 % less than usual rate, subject to min Base Rate |
Concession in margin
In home, auto loans |
10% less than usual Norms (Loan To Value Should be max 90%) |
5% less than usual norms (Loan To Value Should be max 90%) |
| Processing charges on Personal Loan |
Waived |
Star Share Trade
(3 in 1 account)
Demat, SB, Online share Trading |
Annual Maintenance Charges waived |
| Demand Drafts/Pay orders: Number of free drafts with max. amount of Rs.50, 000/-per draft (through salary account) |
Demand Draft/Pay Orders at Par |
| Transactions at Non-home branches Transfer of funds between branches
Cash Deposit at Other SOL
Cash withdrawal at other SOL Max limit Rs 50,000/-
|
- Free of charge
- Free of Charge
|
| Savings Plus (Auto sweep facility) The facility may be opted with the condition that at any time the minimum Balance in Term Deposits will be Rs. 10,000/- |
Sweep out in multiple of Rs.5000/= min.10000/= in TDR
Sweep in - in multiple of Rs.5000/-
Non maintenance of min Rs.10,000/- in TDR will attract penalty of Rs.100/- per month |
Sweep out in multiple of Rs.5000/= min.10000/= in TDR
Sweep in - in multiple of Rs.5000/-
Non maintenance of min Rs.10,000/- in TDR will attract penalty of Rs.100/- per month |
| Cheques bounce protection for clearing cheques. |
Rs.50,000/- (Max.); |
Rs..25,000/- (Max.) |
| Credit Card(No Annual Maintenance Charges); |
International Gold Credit Card |
India Card |
| Cheque Collection Charges |
Free Cheque Collection upto Rs.25,000/- per month |
| Coverage of Ex-servicemen Personnel |
Ex-servicemen are also eligible |