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yo You are here path  Retail path Retail-Deposit path Jai Jawan Salary plus Acc  
Jai Jawan Salary Plus Account for Defence personnel
All permanent employees of Defence forces i.e. Indian Army, Indian Air Force and Indian Navy and Coast Guard

Sr. No Particulars Commissioned Officers Non-Commissioned Officers:
1. Eligibility All permanent employees of Defense Forces i.e. Indian Army, Indian Air Force, Indian Navy and Coast Guards.
Ex-servicemen and New Recruits (under training) are also eligible & covered in this Scheme.
2. Minimum Balance Requirement NIL
(This is a Zero Balance Account)
3. Group Personal Accidental Death Insurance Cover

(Group Insurance Policy taken at HO and premium is borne by H.O. centrally)
Free Personal Accident Insurance cover of Rs.10 Lakhs
(Death Benefit only)

(Bank has enhanced coverage from Rs. 5.00 Lacs to Rs. 10.00 Lacs under the Scheme)
4. Free Platinum Debit Cum ATM Card

(This card is of premium category Debit Cum ATM Card)

i) Free Platinum Card with daily cash withdrawal limit of Rs.50,000/- and POS limit of Rs. 1 Lakh.

ii) Nil Annual Renewal Charges

iii) Free Add on Card

5. Coverage of Ex-servicemen Personnel Ex-servicemen are also eligible
6. Internet Banking Free
7. Star Sandesh Free
8. RTGS/NEFT payment through Branches/ Internet Banking Free
(Free Facility of RTGS/NEFT payment was earlier available through internet Banking only)
9. Mobile Banking Free
10. Cheque Leaves All Cheque Leaves free to all Categories

(All cheques are payable at all our branches in clearing)- Our cheques serves the purpose of Multi city cheques with no extra cost to the customers)
11. Concession in charges of lockers for self & immediate family member 30% concession
(Subject to availability of Locker at the Branch)
(Family includes spouse & dependent children)
12. Easy Over draft (on application) to be approved by the Manager. Loan plus TOD should not exceed the limit of Rs 1 lac and Rs 2 lac as mentioned in each category. The amount cap for TOD will also include the amount mentioned under cheque bounce facility. 4 times of net salary
Maximum Rs.2 Lac

All other Conditions – as per Personal Loan Scheme
3 times of net salary Maximum Rs 1 Lac

All other Conditions – as per Personal Loan Scheme
13. Pass Book/Statement (Monthly) Any one of them Available
14. Interest Concession & Waiver of Processing Charges on Retail Loans* 0.50 % less than usual rate in Retail Loan* subject to min Base Rate
100% Waiver of Processing Charges in Retail Loan*
*Retail Loans- Home Loan, Vehicle Loans and Personal Loans
15. Star Share Trade (3 in 1 account) Demat, SB, Online share Trading Annual Maintenance Charges waived (during first FY)
16. Demand Drafts/Pay orders Free - Demand Draft/Pay Orders at Par

(amount up to Rs.50,000/- per draft through salary account for genuine purpose)


Transactions at Non-home branches
Cash Deposit at Other SOL

Cash withdrawal at other SOL Max limit Rs 50,000/-
a) Free of charge

b) Free of Charge
18. Cheque bounce protection for clearing cheques Rs.50000/- (Max.) Rs.25000/- (Max.)
19. Credit Card
(No Annual Maintenance Charges)
International Gold Credit Card India Card
20. Cheque Collection Charges Free Cheque Collection up to Rs.25,000/- per month
21. SUD Life Group Term Insurance Cover SUD Life Group Term Insurance Cover at very attractive rate. The salient features are:-
  • Wider entry age up to 65th birthday.
  • Choice of Sum assured up to 5 lakhs
  • Hassle free process with just a one pager enrollment form
  • No medicals required
  • Competitive premium rates
  • Scheme for financing House/Flats  constructed by Army Welfare Organization (AWHO), Air force, Naval Housing Board (ANHB) and Para Military Forces.
  • There is 100% Waiver on processing charges in Home Loan under this scheme.
  • In case of Death of Borrower on account of war/external aggression/terrorist attack, outstanding Loan amount (subject to Maximum of Rs. 50 Lakhs or to the extent of drawing limit, whichever is lower) to be written off
23. Online Income Tax return Facility Available at Discounted rate under Tie-up arrangement. It can be filed from BOI Website
24. Other Incentives
  • Unlimited Internet & Bank’s own ATM Transactions
  • Mobile banking through BOI BTM
  • Free Missed call alert facility
  • Free Utility Bills Payment Facility Through E-Pay
  • BOI-National Swasthya Bima Policy of NICL available at   competitive rates of premium.
25. Life Time Unique Account Number Available
25. Nomination facility Available as per the prevailing banking norms
Announcement        Start | Stop

BOI Financial Results 30.06.2017

Press Release from IBA new

Integrity Pledge Count new

Public Notice for Unclaimed Dividend

List of Wilful Defaulters

With the implementation of Goods and Services Tax (GST), the existing service tax rate of 15% has been replaced by GST rate of 18% from July 1, 2017

All customers are requested to provide GSTIN to their branch alongwith supporting documents to claim input credit.

Annual Report 2017

We request our esteemed customers to urgently have their KYC details updated / corrected to avoid freezing of accounts new

MCLR w.e.f. 10.08.2017

Empanelment Of Sarfaesi Valuers

Details of unpaid / unclaimed Dividend

As part of FATCA/CRS requirements, all customers are requested to submit Declaration Form (For Individuals) / Declaration Form (For Entities) click to download with supporting documents to their Parent Branch immediately. Non-Compliance with this requirement may lead to freezing or closure of account as per guidelines.

Base Rate revised to 9.55% w.e.f 31.03.2017

List of Recovery Agents/ Enforcement Agents/Detective Agency of Lucknow Zone

Change of Registrar and Share Transfer Agent

Notice to CD Customers

Notice to Customers

Notice to SB Customers

ATM transactions for savings Bank A/c Customers

Notice for our DEMAT Account Holders

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Jai Jawan Salary plus Acc