Salaried employees/ Professionals/Self-employed /People engaged in business/Individuals with high net worth/Agriculturists/Pensioners/Staff members
Type of Advance
Demand Loan (reducible as per repayment schedule)
Quantum of advance
Max. Rs.2.00 lacs (clean)
Max. Rs.5.00 lacs (in case liquid collateral security is offered like TDRs, NSCs, IVPs, KVPs, LIC Policy (Surrender Value) etc. at least equal to 50% of loan amount sanctioned)
Max. Rs. 10.00 lacs (In case liquid collateral security is offered like TDRs, NSCs, IVPs, KVPs, LIC Policy (Surrender Value) etc. at least equal to 100% of loan amount sanctioned)
Pensioners : Max. Rs.1.00 lac
Minimum size of loan:-
At Metro and Urban Centers: Rs.10, 000/-
At Rural and Semi Urban centers: No minimum size of loan.
To meet the expenses (like airfare/Train/Bus charges, expenses for accommodation, sightseeing, etc.) for going for pilgrimage/tours/excursions etc. undertaken/to be undertaken by Self/spouse/children/ parents/family members/close relatives of proponent within India or abroad.
No specific margin. Loan amount not to exceed proposed expenditure/requirement.
Maximum in 24 EMIs (Equated monthly installments) w.e.f. one month after first disbursement from loan account. In special/exceptional case, up to 36 EMIs.
We request our esteemed customers to urgently have their KYC details updated / corrected to avoid freezing of accounts
Notice of EGM - Corrigendum
Notice of the EGM
Notice for Book Closure
MCLR w.e.f. 07.03.2017
Empanelment Of Sarfaesi Valuers
Details of unpaid / unclaimed Dividend
As part of FATCA/CRS requirements, all customers are requested to submit Declaration Form (For Individuals) / Declaration Form (For Entities) click to download with supporting documents to their Parent Branch immediately. Non-Compliance with this requirement may lead to freezing or closure of account as per guidelines.
Base Rate revised to 9.65% w.e.f 30.09.2016
List of Recovery Agents/ Enforcement Agents/Detective Agency of Lucknow Zone
List of Wilful Defaulters
Change of Registrar and Share Transfer Agent
Notice to CD Customers
Notice to Customers
Notice to SB Customers
ATM transactions for savings Bank A/c Customers
Notice for our DEMAT Account Holders