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GOLD LOAN
 
Purpose

To meet the credit needs of farmers for their farm/ off-farm needs   

Eligibility

Individual local resident farmers, preferably account holders of the Branch   

Quantum of finance

Accordingly to the value of jewellery to be pledged/ card rate - Max. Rs.15.00 lakh 

Security Pledge of gold ornaments/ gold coins belonging to the farmer intending to be pledged with the Branch.
Margin 40% of value worked out on the basis of card limit as on date of finance
Rate of interest Interest Rate as decided by the Bank from time to time. (ROI applicable to Agriculture)
Repayment Max. 18 months
Documents Latest copies of land records
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Gold Loan