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Star Diamond Home Loan


Eligible customers

High Net worth Individuals, Firms/ Corporate for residential accommodation of their partners/directors, having minimum average gross income of Rs.1crore and above during the last 3 years as per audited balance sheet /IT Returns


Eligible Quantum of Loan

Over Rs. 5 crore


Geographical Location of the properties/ house/flat to be financed

Metros and Major cities only, i.e. Mumbai/New Delhi & Delhi NCR/Chennai/Kolkata/Bangalore/Ahmedabad/Hyderabad/Pune



25% on pure Value of Property – i.e. on cost of construction /acquisition /renovation /extension etc.,( No other costs such as stamp duty, registration charges, taxes, charges etc., to be added to the cost of property while calculating margin).


Take home pay /DSCR

For Individuals : 25% of the Gross Income ;
For Firms/Corporate:DSCR -1.5


Entry Level Norms

For individuals :As per Home Loan Model
For Firm/Corporate : As per applicable SBS/MS/LC Model


Rate of Interest




Processing Charges

One time processing charge of Rs.50, 000 or maximum as per Star Home Loan Scheme, whichever is higher. No other charges will be applicable except actual out of pocket expenses. (Plus S.T.)

All other norms

As per Star Home Loan Scheme.


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BOI Financial Results 30.06.2017

Press Release from IBA new

Integrity Pledge Count new

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Annual Report 2017

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MCLR w.e.f. 10.08.2017

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BOI Star Diamond Home Loan