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Star Diamond Home Loan
 

1

Eligible customers

High Net worth Individuals, Firms/ Corporate for residential accommodation of their partners/directors, having minimum average gross income of Rs.1crore and above during the last 3 years as per audited balance sheet /IT Returns

2

Eligible Quantum of Loan

Over Rs. 5 crore

3.

Geographical Location of the properties/ house/flat to be financed

Metros and Major cities only, i.e. Mumbai/New Delhi & Delhi NCR/Chennai/Kolkata/Bangalore/Ahmedabad/Hyderabad/Pune

4

Margin

25% on pure Value of Property – i.e. on cost of construction /acquisition /renovation /extension etc.,( No other costs such as stamp duty, registration charges, taxes, charges etc., to be added to the cost of property while calculating margin).

5

Take home pay /DSCR

For Individuals : 25% of the Gross Income ;
For Firms/Corporate:DSCR -1.5

6

Entry Level Norms

For individuals :As per Home Loan Model
For Firm/Corporate : As per applicable SBS/MS/LC Model

7

Rate of Interest

PLEASE CLICK HERE

 

8

Processing Charges

One time processing charge of Rs.50, 000 or maximum as per Star Home Loan Scheme, whichever is higher. No other charges will be applicable except actual out of pocket expenses. (Plus S.T.)


All other norms

As per Star Home Loan Scheme.

 

 
 
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BOI Star Diamond Home Loan