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BRIEF COMPARISON OF THE SCHEMES
 
PARTICULARS FCNR NRE NRO
Who can open accounts NRIs NRIs NRIs
Joint accounts of two or more NRIs Permitted Permitted Permitted
Joint account with Residents Permitted Permitted Permitted
Nomination facility Available Available Available
Currency of account USD, GBP, EUR, JPY,AUD,CAD Indian Rupees Indian Rupees
Repatriability Freely Repatriable Freely Repatriable

Principal upto USD 1Mn.

Subject to FEMA 2000

guidelines from time to time

Type of account Term deposits "Savings, Current and Term deposits "Savings, Current and Term deposits
Period 12 months to 5 years 12 months to 10 years 7 days to 10 years
Minimum amount USD 1,500
GBP 1,000
EUR 2,000
JPY 50,000
AUD 1,000
CAD 1,000
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BRIEF COMPARISON OF THE SCHEMES