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BOI Saral Salary Account Scheme
Particulars BOI Saral Salary Account Scheme
(SB165 and Spl. Charge code 0202, 0203 & 0204)

Eligibility: All employees on regular pay roll of any institute (Central Govt. / State Govt. / PSU / Private sector etc.)
With minimum 10 employees and each employee is having minimum take home salary of Rs 5000/- p.m. and above.

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Scheme Code will be 165 and special charge code will be:

  • 0202 for Employees of Central and State Government/ Universities/ colleges affiliated to universities
  • 0203 Employees of Public Sector Undertakings and
  • 0204 Employees of Private Sector (to be approved by the Branch Manager)

Please note that scheme code and special charge code are essential for identification of the account and their category and also for the extension of benefits to the depositor.

Minimum Balance Requirement

(This is a Zero Balance Account).

Group Personal Accidental Death Insurance Cover

(Group Insurance Policy taken at HO and premium is borne by H.O. centrally)

Free Personal Accident Death Insurance cover of Rs.1 Lakh

Internet Banking/ Mobile Banking/ Star Sandesh/ RTGS/ NEFT payment through Internet Banking Free

Cheque Leaves:
(All cheques are payable at all our branches in clearing

Free 100 Cheque leaves per calendar year

Demand Drafts / Pay orders

1 DD / PO free with maximum amount of Rs 50,000/- per month

Concession on processing charges on Home Loan, Vehicle Loan & Personal Loan

50 % Waived

Star Share Trade
(3 in 1 account)
Demat, SB, Online share Trading

Annual Maintenance Charges on Demat
waived (during first FY)

Pass Book/Statement (Monthly)

Any one of them Available

Credit Card

Free Gold Credit Card to employees with net take home Salary of Rs 10,000/- & above for last 6 months.
Free Gold International Credit Card to employees with net take home Salary of Rs 25,000/- & above for last 6 month.

Online Income Tax return Facility

Available at Discounted rate under Tie-up arrangement. It can be filed from BOI Website
(Refer Branch Circular No.108/62 dated 25.06.2014 & subsequent revision from time to time)

SUD Life Group Term Insurance Cover

SUD Life Group Term Insurance Cover at very attractive rate. The salient features are:-

  • Wider entry age up to 65th birthday.
  • Choice of Sum assured up to 5 lakhs
  • Hassle free process with just a one pager enrollment form
  • No medicals required
  • Competitive premium rates

(Refer Branch Circular No. 107/177 dated 20.12.2013 &subsequent revision from time to time)


Other Incentives

  • Unlimited ATM transactions at BOI ATMs
  • Free Missed call alert facility for Balance inquiry
  • Free Utility Bills Payment Facility Through E-Pay
  • BOI-National Swasthya Bima Policy of NICL available at competitive rates of premium.

Nomination facility

Available as per the prevailing banking norms

Announcement        Start | Stop

BOI Financial Results 30.06.2017

Press Release from IBA new

Integrity Pledge Count new

Public Notice for Unclaimed Dividend

List of Wilful Defaulters

With the implementation of Goods and Services Tax (GST), the existing service tax rate of 15% has been replaced by GST rate of 18% from July 1, 2017

All customers are requested to provide GSTIN to their branch alongwith supporting documents to claim input credit.

Annual Report 2017

We request our esteemed customers to urgently have their KYC details updated / corrected to avoid freezing of accounts new

MCLR w.e.f. 10.08.2017

Empanelment Of Sarfaesi Valuers

Details of unpaid / unclaimed Dividend

As part of FATCA/CRS requirements, all customers are requested to submit Declaration Form (For Individuals) / Declaration Form (For Entities) click to download with supporting documents to their Parent Branch immediately. Non-Compliance with this requirement may lead to freezing or closure of account as per guidelines.

Base Rate revised to 9.55% w.e.f 31.03.2017

List of Recovery Agents/ Enforcement Agents/Detective Agency of Lucknow Zone

Change of Registrar and Share Transfer Agent

Notice to CD Customers

Notice to Customers

Notice to SB Customers

ATM transactions for savings Bank A/c Customers

Notice for our DEMAT Account Holders

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